Becoming an LIC (Life Insurance Corporation of India) agent is a promising career opportunity that offers flexibility, a steady income, and the chance to make a significant impact on people’s lives by helping them secure their financial futures. If you’re interested in embarking on this rewarding career path, here’s a step-by-step guide on how to become an LIC agent.

What Does an LIC Agent Do?

An LIC agent’s primary role is to sell life insurance policies to clients. They assess the financial needs of individuals and families and recommend suitable insurance products that provide financial security. LIC agents also provide ongoing customer service, helping policyholders understand their policies, make claims, and address any concerns.

Why Become an LIC Agent?

  1. Flexible Working Hours: LIC agents have the freedom to set their schedules, making it an ideal career for those seeking work-life balance.
  2. Attractive Commissions: Agents earn commissions on the policies they sell, offering the potential for substantial earnings.
  3. Professional Growth: LIC offers extensive training and support, helping agents build their skills and advance their careers.
  4. Social Impact: By helping clients secure life insurance, agents contribute to the financial well-being of their communities.

Steps to Become an LIC Agent

1. Meet the Eligibility Criteria

To become an LIC agent, you need to meet the following eligibility criteria:

  • Age: You must be at least 18 years old.
  • Education: You should have completed at least 10th grade (SSC/SSLC/Matriculation).

2. Contact an LIC Development Officer

The next step is to get in touch with an LIC Development Officer (DO). You can call 9711770570

us or you can visit our office Ground floor, Mig flats, E-1-6/2, opposite Canara Bank ATM, Sector 15, Rohini, Delhi, 110085 this our office. The Development Officer will explain the role, responsibilities, and benefits of being an LIC agent and help you with the application process.

3. Complete the Pre-Recruitment Training

LIC requires prospective agents to undergo mandatory pre-recruitment training. The training typically lasts for 25-50 hours and covers:

  • Basics of life insurance
  • LIC’s products and services
  • Sales techniques
  • Customer service skills

This training can be taken either online or in person at an LIC training center.

4. Pass the IRDAI Exam

After completing the training, you must pass the Insurance Regulatory and Development Authority of India (IRDAI) exam. The exam tests your knowledge of insurance products, regulations, and ethical practices. To register for the exam:

  • Fill out the application form provided by the LIC Development Officer.
  • Pay the examination fee.
  • Attend the exam at a designated center.

5. Register as an LIC Agent

Once you pass the IRDAI exam, you will need to submit the following documents to register as an LIC agent:

  • Proof of age (birth certificate, Aadhaar card, etc.)
  • Proof of educational qualifications (10th-grade certificate or higher)
  • Address proof (utility bill, Aadhaar card, etc.)
  • PAN card
  • Two passport-sized photographs

The LIC branch office will verify your documents and complete your registration.

6. Receive Your LIC Agent License

Upon successful registration, you will receive your LIC agent license. This license authorizes you to sell LIC insurance products and officially start your career as an LIC agent.

Tips for Success as an LIC Agent

  1. Build Strong Relationships: Focus on building trust and long-term relationships with your clients. Understand their needs and offer tailored solutions.
  2. Stay Informed: Keep up-to-date with the latest LIC products, insurance regulations, and market trends to provide the best advice to your clients.
  3. Effective Communication: Develop strong communication and interpersonal skills to effectively convey the benefits of LIC policies and address any concerns clients may have.
  4. Continuous Learning: Take advantage of LIC’s training programs and workshops to enhance your knowledge and skills.
  5. Networking: Expand your professional network by attending industry events, joining local business groups, and connecting with other insurance professionals.


Becoming an LIC agent is a rewarding career that offers flexibility, financial benefits, and the opportunity to make a positive impact on people’s lives. By following these steps and committing to ongoing professional development, you can build a successful and fulfilling career as an LIC agent. If you’re ready to take the first step, contact your nearest LIC branch office today to learn more about how to become an LIC agent and start your journey towards a brighter future.


The minimum age limit of the LIC Agent exam is 18 years. The candidate must have completed their senior secondary education, i.e. [10+2] from a recognized board. The candidate must accomplish 100 hours of training at an LIC training center.

The earnings of a Life Insurance Corporation (LIC) agent can vary widely depending on some factors, including the volume and type of policies sold, commission rates, and performance incentives. Generally, LIC agents earn a commission on the premiums of the policies they sell. The commission structure may differ for different types of policies. Additionally, high-performing agents may receive bonuses and other incentives. It’s important to note that the income of an LIC agent is not fixed and can fluctuate based on these factors.

Are you 12th pass and have a Pan card then you can become an agent.

We will arrange your training. Post your training, you will appear for an exam by IRDA.

After passing the exam, you enroll yourself as an agent and are issued a code by LIC.


The training lasts 25 hours and covers all aspects of the life insurance business. After completing the training, you have to appear for a pre-employment examination conducted by the Insurance Regulatory and Development Authority of India (IRDAI).